Terms of Use
Effective Date: December 18, 2025
Website: https://toptiphacks.com
(the “Site”)
Operated by: Trending Social Media, Republic of Seychelles (“TopTipHacks,” “we,” “us,” “our”)
Contact: [email protected]
These Terms of Use (“Terms”) govern your access to and use of the Site and any content, features, tools, forms, and services made available through the Site (collectively, the “Service”). By accessing or using the Service, you agree to these Terms and our Privacy Policy (together, the “Agreement”). If you do not agree, do not use the Service.
1) The Service and Important Disclosures
TopTipHacks is a content and marketing website. The Service may include advertising and third-party offers, and may include lead generation experiences that allow you to request car insurance quotes or related offers from third parties.
We are not an insurance company and we are not an insurance agent. We do not provide insurance coverage, bind insurance, or guarantee quotes, pricing, or eligibility. Any quote, offer, policy, or service is provided by third parties and is subject to their terms and underwriting.
2) Eligibility
You must be at least 13 years old to use the Service. If you are under the age of majority in your jurisdiction, you may use the Service only with the involvement and consent of a parent or legal guardian.
3) Privacy
Our collection, use, and sharing of information is described in our Privacy Policy, which is incorporated by reference. By using the Service, you acknowledge that you have reviewed and understand the Privacy Policy.
4) Third-Party Services, RSOC Feed, and Advertising
The Service may contain links to, integrations with, or content from third parties, including advertisers, advertising technology providers, analytics providers, and third-party content or offer feeds (including RSOC or similar feeds) (“Third-Party Services”).
Third-Party Services are controlled by third parties, not TopTipHacks. We do not endorse and are not responsible for Third-Party Services, including their content, availability, privacy practices, or business practices. Your dealings with Third-Party Services are between you and the relevant third party.
5) Lead Forms and Communication Consent (Car Insurance and Related Offers)
If you submit information through a lead form or quote request flow, you authorize TopTipHacks to share the information you provide, and related technical data (for example, IP address, device and browser data, timestamps, and campaign identifiers), with third parties such as insurance agencies, licensed agents, insurers, lead buyers, marketing partners, and service providers for the purpose of responding to your request and presenting offers, quotes, or related services.
You acknowledge that third parties may contact you using the information you provide, including by phone call, text message (SMS), and email, subject to applicable law and the consents and disclosures presented to you at the time you submit the form.
TopTipHacks does not control, and is not responsible for, third-party communications, products, or services.
6) License to Use the Service
Subject to your compliance with these Terms, TopTipHacks grants you a limited, non-exclusive, non-transferable, revocable license to access and use the Service for your personal, non-commercial use.
Except as expressly permitted by law, you may not copy, reproduce, distribute, modify, create derivative works from, publicly display, publicly perform, republish, download, store, or transmit any part of the Service without our prior written consent.
7) Intellectual Property
The Service and all content on it (including text, graphics, logos, design, and software) are owned by or licensed to TopTipHacks and are protected by intellectual property laws. All rights not expressly granted are reserved.
8) User Submissions
If you submit content or materials to the Service (“User Content”), you represent that you have the rights necessary to do so and that your User Content does not violate any law or the rights of any person.
You grant TopTipHacks a worldwide, non-exclusive, royalty-free, fully paid-up, sublicensable, and transferable license to host, store, reproduce, modify, publish, display, distribute, and otherwise use your User Content in connection with operating, improving, and promoting the Service.
We may remove or restrict access to User Content at any time in our discretion.
9) Prohibited Conduct
You agree not to:
Use the Service for any unlawful purpose or in violation of applicable laws
Submit unlawful, deceptive, defamatory, infringing, harassing, abusive, hateful, or otherwise harmful content
Attempt to interfere with, damage, disrupt, or gain unauthorized access to the Service or related systems
Use scraping, bots, automated tools, or other automated means to access, acquire, copy, or monitor any part of the Service without our prior written permission
Upload or transmit malware or code intended to compromise security or functionality
Engage in spam, phishing, or fraudulent activity
To report abuse, contact [email protected]
.
10) Content Accuracy and No Professional Advice
The Service may include general information. It is provided for informational purposes only. We do not guarantee accuracy, completeness, or usefulness. You use the Service at your own risk.
Nothing on the Service is legal, financial, medical, or insurance advice. You should consult qualified professionals for advice tailored to your situation.
11) Disclaimers
THE SERVICE IS PROVIDED ON AN “AS IS” AND “AS AVAILABLE” BASIS. TO THE MAXIMUM EXTENT PERMITTED BY LAW, TOPTIPHACKS DISCLAIMS ALL WARRANTIES, EXPRESS OR IMPLIED, INCLUDING WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, NON-INFRINGEMENT, AND ANY WARRANTIES ARISING OUT OF COURSE OF DEALING OR USAGE OF TRADE.
We do not warrant that the Service will be uninterrupted, error-free, or secure, or that defects will be corrected.
12) Limitation of Liability
TO THE MAXIMUM EXTENT PERMITTED BY LAW, TOPTIPHACKS AND ITS OWNERS, AFFILIATES, AND SERVICE PROVIDERS WILL NOT BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, EXEMPLARY, OR PUNITIVE DAMAGES, OR FOR ANY LOSS OF PROFITS, REVENUE, DATA, GOODWILL, OR OTHER INTANGIBLE LOSSES, ARISING OUT OF OR RELATING TO YOUR USE OF (OR INABILITY TO USE) THE SERVICE.
TO THE EXTENT LIABILITY CANNOT BE EXCLUDED, OUR TOTAL LIABILITY FOR ALL CLAIMS ARISING OUT OF OR RELATING TO THE SERVICE WILL NOT EXCEED USD $100 OR THE AMOUNT YOU PAID US IN THE TWELVE (12) MONTHS BEFORE THE EVENT GIVING RISE TO THE CLAIM, WHICHEVER IS GREATER.
Some jurisdictions do not allow certain limitations, so some of the above may not apply to you.
13) Indemnification
You agree to defend, indemnify, and hold harmless TopTipHacks, its owners, affiliates, and service providers from and against any claims, liabilities, damages, losses, and expenses (including reasonable attorneys’ fees) arising out of or related to your use of the Service, your User Content, or your violation of these Terms or any third-party rights.
14) Termination
We may suspend or terminate your access to the Service at any time, with or without notice, if we believe you have violated these Terms or if we determine it is necessary to protect the Service, users, or third parties.
15) Changes to the Service and Terms
We may modify, suspend, or discontinue any part of the Service at any time. We may update these Terms from time to time by posting the updated Terms and changing the Effective Date. Your continued use of the Service after an update means you accept the updated Terms.
16) Governing Law and Venue
These Terms are governed by the laws of the Republic of Seychelles, without regard to conflict of laws principles. You agree that any dispute arising out of or relating to these Terms or the Service will be brought in the courts located in the Republic of Seychelles, unless applicable law requires otherwise.
17) DMCA Copyright Policy
If you are a copyright owner (or an agent) and believe content on the Service infringes your copyright, you may submit a notification under the Digital Millennium Copyright Act (“DMCA”) by providing the following information in writing (see 17 U.S.C. § 512(c)(3)) to our Copyright Agent:
A physical or electronic signature of a person authorized to act on behalf of the owner of an exclusive right that is allegedly infringed
Identification of the copyrighted work claimed to have been infringed
Identification of the infringing material and information reasonably sufficient to locate it
Contact information (address, telephone number, and email if available)
A statement that you have a good faith belief that use of the material is not authorized
A statement that the information is accurate and, under penalty of perjury, that you are authorized to act
Copyright Agent: [email protected]
If you believe content was removed by mistake, you may submit a counter-notice containing the information required by the DMCA. We may forward counter-notices to the original complainant. If the complainant does not file an action, we may restore the content in accordance with applicable law.
18) Contact
Trending Social Media, Republic of Seychelles
Email: [email protected]